My daughter and I turned a potential argument into a learning moment where we were able to discuss how it feels much different to make decisions with money she earned (she's in control) to having to ask me for it (I'm in control). Actual conversation below.
Me: Hello?
Daughter: Daddy, can you stop by DQ while you are out and pick up a Blizzard with Oreos for me?
Me: Nah. We just went there yesterday and besides, I don't have any money with me.
Daughter: (Hand on her hip) Dad! You mean you don't have any money?!
Me: Whoa, there kiddo. No need to get all jumpy. All that leads to is no Blizzards for a long time.
Daughter: (Exasperated sigh) Can you come home and get some money?
Me: (Awash in the light of a great idea) Say, how much money do you have in the spend part of your Moonjar?
Daughter: (long pause) Let me check... uhmmm... $2.58.
Me: Sounds like you have enough to buy your own Blizzard. Do you still want it?
Daughter: Well, uhmmm, .... YES! Come pick me up!
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